My AI Fin App

Pricing

One price. One reason.

Everything you can enter by hand is free, for as long as you use it, with no ads and nothing sold. Pro pays for the two things that cost money to run: bank connections and AI assistant access.

Early access: Pro is free for everyone right now. When billing starts you'll get notice first, at $5.99/mo or $49/yr, and nothing in Free ever moves behind a paywall.

Free

$0forever

Every feature, entered by hand.

  • Unlimited debts, accounts, and goals
  • Payoff calculator with snowball and avalanche
  • Budget, calendar, and safe-to-spend
  • Spending, categories, and rules
  • Households with roles
  • Two-factor auth, export, three languages
Start free

Pro

Early access: free for now

$5.99per month

or $49 a year

Everything in Free, plus your banks keep it current.

  • Automatic bank sync through Plaid
  • Apple Card, Apple Cash and Savings from Wallet, in the iPhone app
  • Nightly refresh of balances and transactions
  • Debts imported with real APRs and minimums
  • Transactions categorized and enriched automatically

Everyone gets Pro free while we're in early access. We'll give notice before billing starts, and nothing in Free ever moves behind a paywall.

Start with Pro, free

How we make money

Pro. $5.99 a month, or $49 a year, for automatic bank sync. That is the whole list. Everything you can type in by hand is free for as long as you use it, with no ads, no offers and no selling your data, ever.

  • No ads
  • No "recommended" offers
  • No data sold
  • No credit card to start

Every feature, side by side

Free

$0

forever

  • Debts, accounts, and goalsUnlimited
  • Payoff calculator: snowball, avalanche, extra payments, CSV scheduleIncluded
  • Budget with calendar, safe to spend, annual expenses, sinking fundsIncluded
  • Spending: categories, rules, review queue, recurring charges, trendsIncluded
  • Households with owner, member, and viewer rolesIncluded
  • Two-factor auth, sign-in history, hide balancesIncluded
  • Export as CSV, delete any timeIncluded
  • English, Spanish, French. Light and dark. Installs on your phone.Included
  • Bank connections through PlaidNot included
  • Apple Card, Apple Cash and Apple Savings, read from Wallet in the iPhone appNot included
  • Nightly refresh for the whole householdNot included
  • Debts imported with APR, minimum, statement balance, and due dateNot included
  • Transactions with merchant names and categories from your bankNot included
  • AI assistants: ask Claude, ChatGPT or Cursor about your financesNot included
Start free

Pro

$5.99/mo or $49/yr

Free for everyone during early access

  • Debts, accounts, and goalsUnlimited
  • Payoff calculator: snowball, avalanche, extra payments, CSV scheduleIncluded
  • Budget with calendar, safe to spend, annual expenses, sinking fundsIncluded
  • Spending: categories, rules, review queue, recurring charges, trendsIncluded
  • Households with owner, member, and viewer rolesIncluded
  • Two-factor auth, sign-in history, hide balancesIncluded
  • Export as CSV, delete any timeIncluded
  • English, Spanish, French. Light and dark. Installs on your phone.Included
  • Bank connections through PlaidIncluded
  • Apple Card, Apple Cash and Apple Savings, read from Wallet in the iPhone appIncluded
  • Nightly refresh for the whole householdIncluded
  • Debts imported with APR, minimum, statement balance, and due dateIncluded
  • Transactions with merchant names and categories from your bankIncluded
  • AI assistants: ask Claude, ChatGPT or Cursor about your financesIncluded
Start free

How this compares to YNAB, Monarch Money, Rocket Money, Mint and Copilot Money

Billing questions

Is it really free?
Yes. Everything you can enter by hand is free, with no ads and no data selling. Bank sync is the Pro feature, and it's included free for everyone during early access. When billing starts we'll give notice, and the free features stay free.
What does Pro include, and what does it cost?
Pro is $5.99 a month or $49 a year. It's automatic bank sync: connections through Plaid, a nightly refresh of balances and transactions, debts imported with their real APR and minimum payment, and transactions that arrive with merchant names and categories. Everything else in the app is in Free.
Why charge for bank sync and not something else?
Because it's the one feature that costs us money every month. Plaid charges per connected institution, and Pro covers that. Nothing we build ourselves is behind the paywall.
When does billing start, and what happens to my account?
We're in early access, so Pro is included free for everyone right now. Before billing starts we'll give notice in the app and by email. If you don't subscribe then, your bank connections pause and everything already synced stays in your account as regular data you can keep editing by hand.
Will free features ever move behind the paywall?
No. The free tier is the product, not a trial. Pro only adds the things that cost us money to run.
Can I cancel?
Yes. Once billing exists you'll be able to cancel from settings at any time and keep using the free features with all your data.
Why publish a price you're not charging?
So you can decide whether it's worth it later. $5.99/mo or $49/yr is what Pro will cost. Early access is free because the app isn't finished, not because the price is undecided.
All questions

Fifteen minutes to the full picture.

Connect a bank or type in a few balances. Net worth, budget, spending, your debt-free date and alerts: free to start, with nothing to sell you.

Start freeTry the free calculator

No credit card. No ads. Your data is never sold. Pro is free during early access.